Customer Service

Current WesternBank Interest Rates

Whether you're shopping for a car loan or deciding on the best savings option, we work hard to provide the most competitive rates in the market.

Below are a sampling of our current rates for our deposit products. Contact us to find the product at a rate that's right for you.

Disclaimer: Rates and programs are subject to change at bank discretion without notice.

Account	Minimum Balance to Obtain APY	Minimum Deposit to Open	APY	APY
Savings Accounts **
Regular Savings	0	$250	.08%	.08%
Holiday Club	0	$25	.20%	.20%
Money Market Savings	0	$1,000	.12%	.12%
Money Market-Premier	0	$10,000	.15%	.15%
Traditional IRA	0	$50	1.01%	1.02%
Roth IRA	0	$50	1.01%	1.02%
** Rates may change after account opening. Annual Percentage Yield (APY) is the effective annual interest rate. Fees may reduce earnings.

Term	Minimum Balance	Interest Rate	APY
Certificates of Deposits*
3-Month	$1,000-9,999	.15%	.15%
	$10,000 & Over	.21%	.21%
6-Month	$1,000-9,999	.23%	.23%
	$10,000 & Over	.36%	.36%
12-Month	$1,000-9,999	.38%	.38%
	$10,000 & Over	.66%	.66%
18-Month	$1,000-9,999	.38%	.38%
	$10,000 & Over	.66%	.66%
24-Month	$1,000-9,999	.63%	.63%
	$10,000 & Over	.93%	.93%
36-Month	$1,000-9,999	1.05%	1.06%
	$10,000 & Over	1.26%	1.27%
48-Month	$10,000 & Over	1.51%	1.52%
* A penalty will be imposed for early withdrawal on certificates APY = Annual Percentage Yield

Account	Minimum Balance	Interest Rate	APY
Interest-Bearing Checking Accounts**
Preferred Plus (Minimum Opening deposit is $1,000)	$0.01	.05%	.05%
Business Preferred Plus (Minimum Opening deposit is $100)	$0.01	.05%	.05%
** Rates may change after account opening. Annual Percentage Yield (APY) is the effective annual interest rate. Fees may reduce earnings.

* A penalty will be imposed for early withdrawal on certificates

** Fees charged on any deposit account could reduce the earnings

APY = Annual Percentage Yield